![]() You can set up automatic overdraft protection with Virtual Wallet.The graphs are easy to read and the color-coded notifications make it easy to realize when you are in danger of going over on your account. You get budgeting tools that help you organize your finances. With Virtual Wallet, you get more than a bank account. We like that PNC helps you take control of your finances. ![]() ![]() ![]() Click on "Show Account & Routing Number" in your online account if you don't have a Virtual Wallet account.Open an online bank statement and print it.Look at a posted check in your online banking account.You can find your PNC routing number in a few different ways: PNC offers three checking account options: The difference between the various tiers is the minimum required balance and/or minimum required automatic deposits to waive the monthly service fee. You can pair any of the below checking accounts with Virtual Wallet or you can choose a standalone checking account. Only a maximum of one overdraft fee per day will be charged if you remain in a negative balance after your extra time expires. You can customize alerts when your balance is low, you can choose to pay or return certain checks and ACH items, and you'll receive at least 24 hours of extra time to bring your available balance to at least $0. Low Cash Mode: When your balance is low, you have more choice and control to avoid overdraft fees with your Spend account.This is just PNC's way of making saving money a little more exciting. Punch the Pig: If you have a few extra dollars, you can save them by "punching the pig." You click your mouse on the pig or shake your smartphone on the mobile app and the amount you designated will move over to your Growth account automatically.Savings Engine: Make savings automatic by putting a specific percentage of each paycheck directly into your saving account.You can also set up budgets for each category and receive notifications when you reach that limit and are about to exceed it. Spending & Budgets: Get a birds' eye view of your spending by category.You'll watch your money grow and make your goals reality. Wish List: You can set up several goals, putting money towards each goal as you can.This gives you time to transfer money over from your Reserve account to avoid overdraft charges. Danger Day Warnings: Get advanced warning of "danger days" or days you will overdraw your account.If you prefer to make your payments yourself, you can set up reminders to avoid those late payments. Instead, pay your bills on time with Virtual Wallet's Bill Pay by setting up recurring payments. Bill Pay: Say goodbye to late payments and late fees.You'll see when you get paid next, how much money you'll spend on bills, how much you are spending and more importantly, where you spent your money. Calendar: This isn't a calendar to keep track of birthdays - it's a financial calendar.Within your Virtual Wallet dashboard or mobile app, you can access the following features: Your Growth account is meant for longer-term savings, for things like wedding funds, house down payments, or funds for your dream vacation. You can use this to save up for upcoming expenses or short-term goals. Your Reserve account is your short-term savings. Your bills, ATM withdrawals, online and in-store purchases come out of the Spend account. This account provides access to a checking (spend account), savings (reserve account), and investment (growth account) account, all in one. PNC's Virtual Wallet offers the most benefits. Keep reading to learn if PNC bank is right for you. In addition, PNC works closely with universities to help college students become financially savvy. PNC does offer online banking and financial tools to help you get on track with your finances. While you don't have to have a physical branch near you to be a PNC customer, it may make the most sense for those who live near a branch. PNC has 2,600 branches throughout 28 different states - most of them in Eastern states. East Coast bank with advanced financial tools to help achieve goals
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